As you are deciding how you will pay for your prescription drugs when you enroll in Medicare, one of your major tasks is to make sure the medicines you take regularly are covered under the plan you select. For most of its history, Medicare did not have a prescription drug benefit. Congress added coverage for medicines that took effect in 2006.
As with most Medicare benefits, choosing a Part D prescription drug plan can be complicated, as the program has many twists and turns. Here are some questions and answers that can help you navigate the process:
What does Part D cover?
Part D pays for outpatient prescription drugs — in other words, medicine you take yourself. (If you receive chemotherapy, dialysis or other medicines that are injected or given intravenously at a doctor’s office or outpatient facility, Medicare Part B kicks in.) However, Part D does cover some self-injected medicines, such as insulin for diabetes.
If you would like to talk with us about your insurance questions, please contact Clay Dodson today!